International owners
Business credit for non-US residents who own a U.S. company
Many of our clients are non-US residents: they own a U.S. LLC and live in Colombia or elsewhere in South America. The process to build business credit is the same; a few details need extra care.
EIN-only vendors first
We start with vendors that can approve on the company's EIN alone, which typically works best for owners who use an ITIN or have no SSN or U.S. personal credit.
A real business address
A leased commercial address you have rights to use is fine. Virtual mailbox (CMRA) addresses may be flagged by vendors and bureaus. We never recommend listing an address you don't have rights to use.
Uniform records
Your name, address, and phone must match across the state filing, IRS records, bank, D&B, and listings. That's where most international files stall.
Meetings in Spanish
Consultations and support are available in Spanish or English, by video call.
The program
One program. One clear price.
A specialist confirms on your free consultation which stage your business is at and what the program will focus on first.
- 8 stages, in order
- 2 program phases
- ~180 days, typically
- $870 one-time program
The program
Business Establishment Program
Payment options
- Pay in full$870 today
- 2-payment plan$435 today + $435 in 30 days
- Afterpay4 interest-free payments of $217.50
Pay in 4 interest-free installments with Afterpay. Subject to Afterpay approval; late fees may apply. See Afterpay's terms.
Choose your option on your free consultation. Your specialist sets it up with you.
- All 8 stages, guided in order
- Record uniformity review (name, address, phone)
- Digital presence and business listings
- D-U-N-S registration guidance (free from D&B)
- Net 30, Net 60, and Net 90 vendor strategy
- PAYDEX, Experian, and Equifax business monitoring plan
- Support in English and Spanish
Results depend on the business paying every account on time and on decisions made by bureaus and vendors. No specific score, approval, limit, or timeline is guaranteed.
FAQ
Questions owners ask us
I'm a non-US resident. Can I build business credit for my U.S. LLC?
Yes. Owners of U.S. companies who live abroad, including owners who use an ITIN, can join. We start with vendors that approve on the company's EIN.
Can I build business credit with only an EIN, without an SSN?
Often, yes. Some Net 30 vendors approve on the company's EIN alone, and that is where we start for owners who use an ITIN or have no U.S. personal credit. Other vendors may ask for an SSN or a personal guarantee; that is their decision.
Does business credit affect my personal credit?
Accounts in the company's name report to business bureaus, tied to the EIN, not to your personal file. If you sign a personal guarantee, the vendor or card issuer may check or report to your personal credit, depending on its policy. Read the guide: Business vs. personal credit
Will you ask for my SSN or bank details?
Never through this website. We don't collect Social Security numbers, full EINs, ITINs, bank or card numbers, or passwords.
“Stop leveraging your personal credit and let your company work for you.”
Find out where your business is today. The consultation is free.